Got your license yet?
You may be close to the Cape Ann club in Gloucester (
www.caaran.net). Twice a year they put on a license-in-a-day class. It's not on their calendar yet, but they should be holding another class in a couple months. You just show up with $20 ($15 goes to the FCC) and do a long day of studying and they administer the test at the end of the day. Pretty much all adults pass and most kids over 11 pass. My son passed when he was 11, then spend 2 weeks grinding through the online practice tests and passed his General. A little enthusiasm and anyone can do it.
+1 on CHIRP. When I got my UV5R, CHIRP came with set-ups for all the non-license frequencies (FRS, GMRS, etc). Technically it's not legal to use the UV5R on those frequencies because the radio has too much power and a detachable antenna, but I guarantee you the FCC has never attempted to bust someone for that. Just stay off the ham bands unless you have your license.