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Mind excluded "intentional" acts except those intended to protect life or property. While I don't think this is intended to cover self defense civil litigation, it might. The real purpose of such an "except for" inclusion are claims like injuring someone when pushing them out of the way of an oncoming bus or cracking ribs while giving CPR (sometimes separately covered under good samaritan statutes),
While the self defense exception to the intended acts exclusion may not have been designed with civil defense of those who carry in mind, that coverage is indeed granted. I'd have to review the ISO revision notes to see what that exception was added (sometime in the 90s is all I know) and the genesis, but I'd expect it was intended to cover the homeowner who was sued after defending themselves or their property from a burglar. Of course, depending on the state and how the complaint is pled, the insured may not even be able to get a defense from their insurer. However, the duty to defend is generally broader than the duty to indemnify, so in most cases you'd at least get your legal bills paid in a civil suit.
And any HO policy written this century should contain that exception...
As other have mentioned, having coverage for civil litigation is likely to be the last of your worries if you face criminal action.