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Question for the group. Now that I've been buying silver online I'm getting a ton of advertising about "Commemorative" silver coins. I've always thought that they weren't worth what you were paying for them and that they might be hard to get rid of when you want to. So far I've seen Christian crosses, Chinese Pandas, Old West, Aztec Mayans and something called a Kookaburra. All .999 Silver 1 oz coins, but are they really worth getting? Some are on sale for below Spot pricing but not sure about them. Thoughts?