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Except for the part where volunteer services can't staff their agencies, especially during weekday hours. In NH a lot of the small towns have full time staff M-F during the day time, but then staff with volunteers. Of course often the calls go unanswered because they are volunteers and have other things to do. That's more for ambulance calls, but also extends to fires and vehicle crash calls as well.

It's a national problem for both EMS and the fire service.

If you live in one of those towns you'll pay a lot more for fire insurance because the risk of your house burning down to the foundation is much higher.