I have 2 kids, both too young to get into trouble yet, though the 1 year old gets interested when I clean guns in the kitchen. As a few before have said, Crossbreed. I carry a 1911 commander at about 5:30 (I'm about 240lbs) bearly prints in a t-shirt and shorts. With the crossbreed it's SO damn comfy compared to others I have tried that I won't try anything else. I do have to take lumbar support off my seat when I drive the xterra or the damn thing sticks right in my back, but other than that, I love that holster.
I had guns before kids and it was a bit different. I had no quams about having a fully loaded shotgun within reach while sleeping. Now it's all locked up. I keep my carry weapon in a gunvault next to the bed cocked and locked though. (I have been looking at the bio one, but I'm not convinced enough to swap yet, too many stories of it didn't read my print and I really don't need that when someone kicks in the door)
Horror stories right...so...my wife has a class A as well, but doesn't carry, but she is aware I do most of the time, so one time at the beach (It was colder, not a beach day) with the kids, I bent over to pick up my daughter and I get a "You're brandishing..." from the wife. And I turned that part of my body away from the few folks that were there and "adjusted"
I've also had the dreaded relative hug while carrying. most know I carry, so I never get questioned even if they felt the gun. But that sometimes gets a bit weird with the inlaws. I'm sure I'll have that problem with the kids when they get a bit older and start actually asking why daddy keeps so many guns...lol
What are you afraid of?.......not a god damn thing.