I just got my NRA membership renewal packet in the mail and there was a no cost insurance pamphlet in there. $5k for accidents and $1000 arms care insurance for your firearms. It seems they want to sell you higher limits and give all NRA members the basic should they sign the form and send it in. It says it covers firearms up to $1k for theft, loss, or damage... have any of you guys signed the form and sent it back? Is it fishy? Or they just hoping for an "upsell"?