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Same, and happy I did.I did the same thing and ended up with the USCCA Platinum plan for $30.00/month.
Same. Hope I never needed it. But if I do hopefully they stand behind what they promise.Same, and happy I did.
Go on their website. There is a full list. I have one as an emergency contact in my phone.I tried to find a list of MA lawyers that work with USCCA, but failed.
Do you have a list?
Out of all the insurances, they seem like the best, but I want to see who they work with.
ditttoditto on USCCA platinum
Why did you choose CCW safe?I’ve been looking at this for awhile now and figured I would. I went with CCW Safe.
I liked that the bond premium was better and the amount for civil and criminal defense was better. You can choose your own attorney, they also aren’t funded by a 3rd party which could be pressured by anti 2a to drop the carrier. It was between USCCA and CCW. Also the defender plan is half the price vs the platinum plan. This is just my own opinion.Why did you choose CCW safe?
Good feedback. Thank you.I liked that the bond premium was better and the amount for civil and criminal defense was better. You can choose your own attorney, they also aren’t funded by a 3rd party which could be pressured by anti 2a to drop the carrier. It was between USCCA and CCW. Also the defender plan is half the price vs the platinum plan. This is just my own opinion.
USCCA also lets you pick your own attorney too. Sorry to make that confusing. Too be honest and it might not make a difference, I felt more pressured to sign up from USCCA. Wanted to make a follow up call etc, not a big deal to most I’m sure but I don’t like it.Good feedback. Thank you.
USCCA doesn't allow you to choose your own attorney? Or do you mean that with CCW you can use anyone, not just whoever they have listed?
Good feedback. Thank you.
USCCA doesn't allow you to choose your own attorney? Or do you mean that with CCW you can use anyone, not just whoever they have listed?
Those guys are gun law experts, but if you are facing a charge for a self defense shooting, you may want someone who cuts their teeth on complex involved felony trials like Kevin Reddington. Some of the lawyers on the previous list have experience trying criminal cases, but I do not know if any have ever tried a self defense or justifiable shooting case. Actually, I know Langer has tried a couple - but the shootees were of the 4 legged variety, not biped mammals.USCCA gives you a list of attorneys in your state but I believe you can also choose your own. Theirs include Jason Guida, Neil Tassel , Keith Langer and a few more criminal defense/2A attorneys. Doubt you’ll find a better lawyer than those on their list.
Those guys are gun law experts, but if you are facing a charge for a self defense shooting, you may want someone who cuts their teeth on complex involved felony trials like Kevin Reddington. Some of the lawyers on the previous list have experience trying criminal cases, but I do not know if any have ever tried a self defense or justifiable shooting case. Actually, I know Langer has tried a couple - but the shootees were of the 4 legged variety, not biped mammals.
I wonder how these ''you can pick your own attorney" plans react to "the attorney I have chosen requires a $100K retainer to start working my case". I remember meeting with an attorney about a small civil matter (it was outside his normal practice, one of his associates was a local club member) and he mentioned that his standard rate for a criminal defense was $70K, up front ... and this was over 25 years ago.
Auto Insurance. Life Insurance, Home insurance, Self-Defense Insurance...? Why not?
Never considered it before, but times change.
If the policy is good, the cost is low and the company reputable... again, Why not?
Thank you. Just what I expected. Probably plenty of escape clauses that will leave the policy holder high and dry if he or she ever had to drop the hammer on a dirtbag felon. Insurance in MA? Our automobile policy here is twice what we paid in Alabama and Louisiana. As a nurse anesthetist, Jill pays high malpractice premiums. If she puts someone to sleep for a procedure and they don't wake up, lawsuit from the survivors is a slam-dunk. Plus homeowner's insurance. We keep a couple of guns for home defense. The rest are for hunting and target shooting.A danger of USCCA and similar entities is solvency and the willingness and ability to pay defense claims.
Consider other examples of what has happened in the past when sellers of an asset encountered unanticipated expenses or could not deliver the goods. Otherwise reputable oil delivery companies refused to honor lock-in of lower prices beyond what they had budgeted for, and colleges are using the "not in our budget" excuse to deny refunds, or use very "favorable to them" pro-rata valuation schemes, and telling current customers who are somewhat locked in "you will pay more for less if you want to finish your degree". Or even a stealership charging $3.75 for contractually promised "free service" since their additional alleged cost gives them the right to modify said contract (or so they think).
The insurance industry is heavily regulated and companies are regularly audited to assure current reserves and an actuarially sound foundation for payments of claims, annuities, bonds, etc. These carry insurance places are more of a wild west, with no legally mandated or audited claims paying reserve and certainly not the concept of re-insurance where an underwriter insures against some of the risk they take to assure the ability to pay claims.
Given the complexity of setting up real "insurance", I suspect that the "insurance" part is underwritten by a traditional insurance company with the carry protection company acting as an agent, and only directly underwriting what the insurance companies either can't or won't.
Plus, the terms are one sided - USCCA can change any term at any time if the notify you - but there is no requirement as to how much advance notice, or the mechanism by which this notice is delivered.
A lot of people do this so they don't lose their house and accounts to healthcare. It would be also possible in a self defense situation where you would be liable, the lookback for medical is 5 years, meaning, the trust does not go into effect for medical until 5 years after you file it. I have no idea what it would be or if there is even a lookback for a self defense issue or wrongful death liability.Irrevocable means you lose control of it, and has some serious limitations.
I use USCCA, but I am not aware of this. The video is no longer there.Just reading this thread, I was looking in USCCA and I see they
May have changed how they cover you. I am reading if you lose your case they will be looking for reimbursement of what they covered for you.
Here
There are "allowable" and "non-allowable" expenses during the lookback period. Thing that are not wealth transfer but to provide for your life like food, utility bill, legal fees, etc. are generally "allowable". Even buying a boat is "allowable" but it counts as one of your assets. What is not allowable are gifts; real estate / property transactions that are not "arms length market value" (like selling you kid the house for $1, etc.)A lot of people do this so they don't lose their house and accounts to healthcare. It would be also possible in a self defense situation where you would be liable, the lookback for medical is 5 years, meaning, the trust does not go into effect for medical until 5 years after you file it. I have no idea what it would be or if there is even a lookback for a self defense issue or wrongful death liability.
I will check them out.USLaw has been my choice for a few years. Under $150 a year. Peace of mind.
they have attorneys on call 24 / 7I've had US Law Shield for a while now. $10 for peace of mind is cheap enough. Fire extinguisher and all that.
Do they have a list of attorneys they work with in MA and can you select a preferred one?they have attorneys on call 24 / 7