Agreed. But if you buy a S&W J-frame you'll also need to a trigger job, and that has been true since long before the MA 1998 silliness.
yea, but slicking a j-frame action is EASY.
Wolff spring kit is ~ $6.50 w/ a C&R discount on brownells.
take a fine/extra fine india stone and clean up the rebound slide and DA sear. reassemble and lube carefully.
took all of, i dunno, maybe 30 minutes? (my buddy did the stoning, as i dont own a set of stones yet...but it didnt take him more than 10 minutes from start to finish). spring kit install took me ~ 45 minutes, but that was more because i was an idiot and let the handspring fall out of place (and it took a few tries to figure out how the hell it went back in!)