I know you're supposed to carry a 1911 with the hammer cocked and the safety on but I could never get comfortable carrying a pistol with the hammer cocked. I have a DeSantis leather IWB with a retention strap that goes between the hammer and the frame. I don't carry the 1911 anymore because between the blued gun and the leather holster, I was cleaning rust off the gun every day after work.
I hear you, but there is both a thumb safety AND a grip safety it would have to be deliberate to make that gun go off.