I suggest you look into the .40 world in 2022. I think the rest of the 2020's are going to be a decade of re-popularization of the .40 SW cartridge. It's worth getting into as we on the commercial market are about to have some good going. With a LOT of PDs, LE and gov agencies, going to 9mm, or even potentially .30 Super Carry, we are about to have a great opportunity to "hang ten" (as those really cool surfer dudes say!) on a massive wave of trade-in, high quality GLOCK® Perfection® firearms chambered in the field proven .40 S&W cartridge. You can basically buy 3 to 5 lightly used Gen 3 Glock® 22 or 23 handguns for the price of 1 or 2 CZ75s, or similar. Idk about you but 5 beats 1 in most days. I'm saying you can have a CCW G22, a nightstand G22, a basement G22, an attic G22, and a dedicated vehicle mounted G22 for the price of one heavy outdated communist steel brick of CRAP. But for the poors in MA you can only dream of cashing in on this since you fools can't own glocks legally.
I'd rather have some quality American made, FACTORY .40 such as that of CCI Blazer® than "Bubbas Georgia Basement Boom Boom Bullets" from some guy named Allen.